Credit Bureau Round Two
Dispute Letter
(No Response)
**SKIP IF YOU HAVE RECEIVED A RESPONSE FROM CREDIT BUREAUS**
Use this template if you do not receive a response from the Credit Bureaus within 30 days after your initial investigation letter was sent out..
Step One:
Pull out the credit report and highlight all of your negative items that you would like to investigate/dispute.
Step Two:
Download the Credit Bureau Dispute Letter Two (No Response) to edit.
Credit Bureaus Dispute Letter Two (No Response)
Step Three:
Copy and paste the exact same disputed account information on Credit Bureaus Dispute Letter One on this document.
Step Four (Optional):
If you used certified mail to send your Credit Bureau Dispute Letter Two (No Response), stating the date you sent the letter w/ a copy of your receipt.
Step Seven:
Print document
Step Eight:
Place documents in envelope.
Step Nine:
Send the Dispute Letter Two Letter (No Response) to each credit bureau that didn’t respond to you.
Don’t forget to open the Credit Bureaus Dispute Letter One letter and edit the top left corner with your information and the credit bureaus information (highlighted area).
Step Ten:
Drop off mail at post office with stamp or certified mail (recommended) and save receipt for proof.
Step Eleven:
Mark in your calendar to check and see if the credit bureaus have responded. Wait 30 days for response.
Due to COVID-19 credit bureaus have 45 days to respond.
They may avoid letters that are not sent by certified mail!