Credit Bureau Round Three
Dispute Letter
Wait 30 days to check your credit report again and for the credit bureaus to respond
You will receive 3 different responses from all 3 Bureaus
Step One:
30 days after you sent your second dispute letter, analyze your credit report. Go through each report and make a note of what was removed from what bureau. This can be taken off your list of what to continue fighting to remove.You will need to look for the following:
1. Deleted: The item was removed from the credit report.
2. Updated: The information you disputed has been updated. Please review the credit report on what part was updated.
3. Verified: The item was verified and remains on the credit report.Sometimes it takes a couple of disputes to finally get it off.
Step Two:
Within 30 days you should obtain your 3 full credit reports. Make sure you save these for your records.
Step Three:
Step Three will vary depending on if the credit bureau has responded to you within 30 days.