Now that you know the fundamentals of credit and have your credit score and report on hand, it’s time to prepare your letters.
What you need to start
✔ Word document or Google document, any document service you can type with on your computer or device
✔ Picture of your Driver’s License (official photo identification card).
✔ Proof Of Residence that matches your address on your Driver’s License.If your Driver’s License does not match your current residence, you will need to provide two forms of proof of residence that will prove your address.
✔ Social Security Card
✔ Organization system: Whether you would like to keep physical copies of your dispute letters or save them on your computer desktop neatly in a folder, make sure you have them organized.
You could use 3 manila envelopes, file folders or even zip lock bags and write out Equifax, Experian and Transunion on each. Any envelope will work.
You could store your letters as PDFs’ on your computer and label them in folders named Equifax, Experian and Transunion.
Whatever you choose, it’s important to make copies of all the letters you create before sending them out and the responses you receive back.
I also recommend putting dates on the documents you send out and get back.