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The 5 Biggest Factors That Affect Your Credit:
Introduction A credit score is a number that lenders use to determine the risk of loaning money to a given borrower. Credit card companies, auto dealers, and…
What Is Bad Credit?
Introduction Bad credit refers to a person’s history of failing to pay bills on time, and the likelihood that they will fail to make timely…
Credit Score Ranges: What Do They Mean?
Calculated with a formula based on five variables—payment history, amounts owed, length of credit history, credit mix, and new credit—your credit score may affect the interest…